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Poll Results: Next feature for the Brazil retirement calculator.
5 (2) Thanks to everyone who voted in the recent poll! The winning feature is to add S&P500 as a portfolio option, followed by adding the ability to front load bad years to test sequence of returns risk. A couple of people added their own ideas as answers. One was the ability to have NTN-B…
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5 Financial advantages of retiring in Brazil verses the US
5 (2) After spending some time in Brazil, it has occurred to me there are several financial advantages for the Brazilian early retiree, as compared to the US person retiring in the US. The US has a comparatively large FIRE movement, whereas Brazil does not, despite it’s advantages. As a US tax resident, I can’t…
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Poll Closed: Next Feature for the Brazil Retirement Calculator
5 (1) Hello! I’ve been happy to see people getting some benefit from the retirement calculator tool. In an effort to make it more relevant I have created a short survey below. Please help shape the direction of the Portfolio Withdrawal Calculator, for Brazil by taking the poll below. Poll Closed This poll will stay…
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Beef in the US verses Brazil
5 (1) When I first came to Brazil I was very confused buying beef. You see, in the US there are three quality levels of beef mainly available to consumers: Select grade, Choice Grade, and Prime grade beef. You can see the difference is in how much intramuscular fat there is in the cut of…
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Grocery prices in US verses Brazil
5 (3) In our ongoing Geoarbitrage adventures, we will explore grocery prices in the US verses Brazil by comparing 31 common items. For this study I used HEB as the grocery store in the US. HEB is a fantastic low-to-mid level priced grocery store. I used to use HEB every week when I lived in…
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Safe withdrawal rate in Brazil: Failure points
5 (4) Using the Portfolio Withdrawal Calculator, for Brazil I ran some scenarios on the 4% rule over different time periods. I changed time periods and the mix of Ibovespa and Selic to see where the safe withdrawal rate in Brazil breaks down. Let’s take a look. [This is not investing advice. Don’t make financial…